Today's price
Buying little by little means paying each month's price. Here you lock today's price for all of your bitcoin.
Coming soon · Waitlist open
Buy bitcoin today. Pay it off in fixed dollar installments.
Lock today's price with a down payment and pay the rest in fixed installments, over the term you choose.
Fixed monthly installmentUS$61.5012 installments · example rate 8% a year
- Down payment today
- US$300 · 30%
- You buy
- ₿ 0.0122
- Can absorb until next payment
- −22%
BTC price≈ US$82,000· approximate
How it works
Three steps, no runaround.
- 01
Pick amount and term
Simulate how much you want to buy, your down payment and how many installments.
- 02
Buy at today's price
Your down payment plus a lender's loan buy the bitcoin right away. We get you the best rate available.
- 03
Pay it off, it's yours
Your bitcoin waits in a contract. After the last installment, withdraw it to your wallet.
Simulator
Run the numbers at today's price.
The market sets the rate: lenders compete and you take the best offer. The installment stays the same from start to finish.
≈ ₿ 0.0122
Term (monthly installments)
The term depends on what lenders offer.
Down payment
Down payment today: US$300.00
More down payment, more room if bitcoin drops. Same rate.
Rate (set by lenders)
Example rate. The real one is set by the market and may be lower.
Approximate BTC price: US$82,000
You pay per month
US$61.50
12 fixed installments
Moderate−22%
Until your next payment, your purchase can absorb a 22% drop. With every installment you pay, it can absorb more. After installment 3: 42%.
Automatic protection is on: if bitcoin falls 16%, part of it is sold to protect your purchase.
- You buy
- ₿ 0.0122
- Total interest
- US$30.70
Get this plan
We save your simulation with your spot on the list.
You pay per month: US$61.50. Until your next payment, your purchase can absorb a 22% drop. With every installment you pay, it can absorb more. After installment 3: 42%.
If it falls faster or further, your bitcoin is sold to cover the installments and you get what's left in dollars. Understand the risks
Why Bitease
The good part of installments, in dollars.
Fixed dollar installments*
A peso loan in Argentina costs 56% to 129% a year. Here the installment is fixed and in dollars, and we get you the best rate available among the market's lenders.
* Peso and dollar rates are not directly comparable: they depend on inflation and the exchange rate.
In a contract, not on an exchange
Your bitcoin stays in an on-chain contract until the last installment. Nobody lends it out or uses it. Then you withdraw it.
Peace of mind
Your purchase, protected.
Tools so a bitcoin drop never catches you off guard.
Automatic protection
On by default. If bitcoin falls hard, only part of it is sold to look after the rest of your purchase.
Prepay anytime
Every installment you prepay lowers what you owe and gives you more room.
Early alerts
Turn on email or WhatsApp alerts when your room shrinks, so you can decide before anything happens.
For lenders
Post your offer and compete for buyers.
You choose your rate and your term. Buyers take the best available offer, and you collect each installment on its date, backed by the buyer's bitcoin.
What rate would you lend at? Tell us when you join: it helps us shape the launch.
Join as a lenderExample: lend US$10,000 at 8% over 12 installments
- You collect per month
- US$869.88
- Total interest
- US$438.61
It's not a term deposit and it's not guaranteed: if bitcoin falls so fast that the sale falls short, you can lose part of your capital.
Waitlist
Save your spot.
You'll be the first to know when we open. No spam, no commitment.
FAQ
Questions, with clear answers.
What is Bitease?
A protocol to buy bitcoin in fixed dollar installments. You put a down payment, a lender covers the rest, bitcoin is bought at the current price and you pay it off in fixed installments, over the term you choose. It's not available yet: we're building the waitlist.
What happens if bitcoin drops?
Your installments don't change. The simulator shows how far bitcoin can fall until your next payment; with every installment you pay, that room grows. If it falls hard, automatic protection sells part of your bitcoin to look after the rest. If what you still owe still reaches 95% of your bitcoin's value, the purchase is liquidated: the bitcoin is sold, your installments are set aside for the lender and you get what's left in dollars. That happens without prior notice or a grace period.
How does automatic protection work?
It's on by default and you can turn it off. When what you owe reaches 88% of your bitcoin's value, about 42% of your bitcoin is sold and the money prepays installments, back down to 80%. Your purchase continues with less bitcoin. If bitcoin keeps falling, it can act again. In a very sharp crash it may not act in time.
How do I lower my risk?
Put more down or prepay installments: both give you more room. Your room also grows by itself every month you pay, because you owe less.
What if I miss an installment?
Only the bitcoin needed to cover that installment is sold. Your purchase continues, with less bitcoin.
Can I prepay or pay off early?
Yes, anytime. Prepaying lowers what you owe and, with it, your risk. It doesn't reduce the interest: the lender collects each installment on its original date.
How is the rate set?
By the market. Lenders post offers with their rate and term, and the app picks the cheapest one that fits your amount and term. More lenders means more competition and better rates. The simulator's rates are examples.
How much does it cost?
Each lender sets its rate, which can be lower or higher: in the simulator you can try examples from 6% to 12% a year. We'll confirm the protocol's final costs before launch.
Where is my bitcoin while I pay?
In an on-chain smart contract, not in a company account. Nobody can lend it out or use it. For now it's tokenized bitcoin (WBTC) on Ethereum-compatible networks, which adds its issuer's risk, and contracts and price oracles carry technical risk. After the last installment you withdraw it.
Do I need a crypto wallet?
Yes, a compatible wallet to pay installments in digital dollars (such as USDC) and to receive your bitcoin at the end. We'll guide you step by step.
Is it regulated?
Bitease is a non-custodial protocol in development. It is not a bank or a financial institution authorized by Argentina's central bank (BCRA), and there is no deposit insurance. We're defining the legal framework and jurisdiction before launch.
How is the room calculated? (technical details)
We use LTV: what you still owe (pending installments with interest) divided by the value of your bitcoin. Protection acts at 88% LTV and full liquidation at 95%. “Can absorb an X% drop” is how far bitcoin can fall from today, until your next payment, before reaching that 95%. Every installment you pay lowers what you owe, so the room grows. Parameters are provisional.
When do you launch?
We're finishing the protocol. The waitlist helps us decide when to open and with which amounts. The first on the list will hear before anyone else.
Your bitcoin, in installments you understand.
Join the list, save your simulation and be the first to know when we open.